Paying For Rehab With Aetna Health Insurance

Do you have an insurance plan through Aetna? If so, you may qualify for full or partial coverage of your rehab stay at Hotel California by the Sea or another addiction treatment provider. Hotel California by the Sea accepts Aetna and many other major private insurance companies in the United States. Find out below how Aetna can cover drug and alcohol treatment that will fit your individual recovery needs.

Aetna health insurance plans are required to offer substance abuse and mental health coverage to people with drug or alcohol abuse issues and other mental health conditions.


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However, the amount of someone’s treatment that Aetna health insurance will cover is highly contingent upon the state someone lives in, their personal health insurance plan, as well as the terms, conditions, and specific therapeutic offerings at their chosen substance abuse treatment center. Aetna also claims to make “case by case” decisions about coverage and an individuals’ care based on the member at hand.

To know whether Aetna will cover your addiction treatment, or to determine how much they will cover, you’ll need to follow a few simple steps. An addiction treatment program, whether through an inpatient treatment facility or reputable outpatient program, can help people struggling with substance abuse overcome their substance use disorders and achieve long term sobriety.

What to Consider When Paying for Rehab With Aetna

Before deciding whether or not you will use Aetna to pay for your drug rehab stay, we suggest you do the following:

Call the phone number on the back of your Aetna insurance card to speak to an insurance representative.

This representative at Aetna can help you gather vital insurance information and figure out which treatment programs accept your insurance plan. Your aetna case manager can also tell you which rehab centers or other substance abuse providers might provide you with what you need to recover.

Do your research to find the best treatment center for you.

Be sure to make the proper considerations when deciding whether or not you will attend a certain rehab center. Reputable treatment centers tend to use scientifically-proven therapeutic methods in their treatment plans, customize treatment plans according to their clients, and provide ongoing support to clients.

Call the treatment center you’d like to attend (you can also do this first).

Once you call the treatment center you’d like to admit into, they can speak with your insurance company and tell you the details of your rehab coverage at their specific program and help you work out your financial plan. If you’d like, you can also call your desired treatment center before you speak with your insurance company.

The admissions team at HCBTS can quickly and easily verify your insurance benefits and coverage before or after you speak with your insurance company. We will speak to your insurance provider for you, determine your benefits, and help you understand your financial responsibility. We will perform pre-authorizations and other essential admissions-related insurance work for you.

What Is Aetna Health Insurance?

Aetna is a health insurance company that offers insurance benefits to its members for services such as primary care visits, hospital stays, dental cleanings and, yes, substance abuse treatment and other mental health services.

Aetna behavioral health case managers can help people manage their rehab care. Aetna offers various health plans to their members, including PPO plans, HMO plans, and more.

Example Aetna ID Card for Rehab Coverage

How Much Will I Need to Pay Out-Of-Pocket for Rehab with Aetna?

There is no way to know for certain how much you will need to contribute out-of-pocket for rehab at Hotel California by the Sea or any other treatment provider that accepts Aetna until you speak with the treatment provider. Once you speak with your desired rehab, therapist, or other clinical program, you will be able to attain a better understanding of what your financial responsibility will be.

The Types of Addiction Treatments Aetna Covers

Aetna health insurance may cover the following treatments for their members:

  • Residential treatment.
  • Partial Hospitalization treatment.
  • Intensive Outpatient Treatment.
  • Outpatient treatment.
  • Individual Drug Counseling.
  • Individual therapies, such as cognitive behavioral therapy, dialectical behavioral therapy, and more.
  • Some forms of Medication-Assisted Treatment, or MAT.
  • Group therapies.
  • Some experiential therapies.
  • Trauma treatment.
  • Various other forms of mental health care and substance abuse treatments.

Verifying Your Insurance Benefits With Aetna

The most important step to finding out whether or not your insurance will be accepted at a particular facility involves a strong and thorough verification of benefits on part of an admissions specialist. To verify your insurance benefits, fill out our 60-second VOB form below, or call one of our team members to help you understand what your behavioral health benefits might be.

Check to see if your insurance pays for treatment:

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Finding Treatment Facilities that Accept Aetna 

To find out where you may qualify for addiction coverage with Aetna health insurance, be sure to either sign into Aetna’s online member portal, call your insurance company, or contact Hotel California by the Sea’s admissions hotline for fast answers. Hotel California by the Sea accepts most Aetna insurance plans, but our treatment methods might not be the perfect fit for every man, woman, or young adult. Therefore, when you call us, if you feel like Hotel California by the Sea isn’t your best option for drug and alcohol rehabilitation, we will be happy to direct you in a more well-fitting direction. 

Our goal is for you or your loved one to get sober and recover from drug and alcohol abuse permanently. Hotel California by the Sea is here to help you, whether your recovery journey begins at our rehabilitation center or a different treatment provider. 

Recovering from Substance Use Disorders at Hotel California by the Sea 

Hotel California by the Sea offers menwomen, and young adults the perfect opportunity to get sober in a safe environment full of educated staff members and like-minded peers. We’ve designed our program to operate like no other; we address the very specific needs of each person struggling with substance abuse and other co-occurring mental health conditions and design a customized treatment plan for them accordingly. In the realm of behavioral health care, Hotel California by the Sea goes above and beyond to show our patients and their loved ones that we are not only here to help people get sober, but also help them with the coping tools and life skills that will allow them to live the life of their personal dreams. 

No matter what level of care you need, what co-occurring disorders you may struggle with, or what types of therapies you require, Hotel California by the Sea can help you. 

We offer the following (and typically insurance-covered) therapies at our treatment centers in California, Ohio, Washington, and Missouri: 

We also offer special programs to our clients that are aimed to address the various areas of their life that exist outside of the realm of addiction, such as their professional life and family life. A few exclusive programs offered at our HCBTS rehab centers include our Career Resources Program, our Monthly Family Program, and our Transitional Living (sober living) homes

If you or a loved one has an Aetna plan and may be in need of effective substance abuse treatment, be sure to reach out to our admissions team today or fill out our contact form below. We are excited to help you begin a new chapter of your life, free from the grip of drug and alcohol abuse. 

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The road to recovery is full of uncertainty, leave your worries behind…
Our compassionate staff will answer all of your questions without any pressure. Learn about our evidence-based drug addiction treatment and rehab, the ease of entering our program, and the benefits of getting help from a reputable addiction treatment facility like Hotel California by the Sea.

Every member of our admissions team has been where you are today – be sure to ask them about their journey!