Paying For Rehab With Premera of WA


Addiction treatment doesn’t need to be expensive. If you have an insurance plan through Premera of Washington, you may qualify for coverage at one of Hotel California by the Sea’s program locations or another treatment provider. Read on to figure out the easy process of using insurance to pay for rehabilitation services, addiction therapy and counseling, psychiatric care, and more.

Addiction treatment comes in many shapes and forms. One person struggling with substance abuse issues may need a different style, method, or intensity level of treatment than another. Therefore, plenty of options exist for the multifaceted population of people struggling with addiction, such as detoxification, long-term residential treatment, short-term residential treatment, one-on-one therapy and counseling, Medication-Assisted Treatment (MAT), and more.

Although all of those treatments may sound expensive, insurance can help cover the costs of recovery – and often in full. To find out whether Premera of Washington health insurance will cover the form of treatment you desire, or to determine how much Premera will cover, you’ll need to do a bit of research and follow a few simple steps.

Inpatient treatment facilities or reputable outpatient programs can prove life-changing for people suffering from substance abuse. Through the support of a recovery community and licensed treatment professionals, people with addictions can overcome their substance use disorders and achieve long term sobriety.


Does Premera of Washington Health Insurance Cover Rehab?

Yes, Premera of Washington (amongst other private insurance companies) health plans more often than not cover drug and alcohol addiction treatment. The extent to which a treatment stay or session is covered depends partially on the provider at hand, as well as the member, their individual plan, their state of service, and what they may still owe their insurance company in premiums, deductibles, and coinsurance.

The admissions team at HCBTS can quickly and easily verify your insurance benefits and coverage before or after you speak with your insurance company. We will speak to your insurance provider for you, determine your benefits, and help you understand your financial responsibility. We will perform pre-authorizations and other essential admissions-related insurance work for you.

View Hotel California by the Sea’s location in Bellevue, Washington. We’re close to Seattle and other large metropolitan areas in Washington State.

What Is Premera Health Insurance?

Premera of Washington Health Insurance is a Blue Cross Blue Shield private insurance provider that covers over 2.2 Million people in Washington State. They offer multiple types of plans, from PPO, EPO, and more.

Premera covers many forms of medical care, including behavioral health and substance abuse care care.


How Much Will I Need To Pay Out-Of-Pocket For Rehab With Premera?

Hotel California by the Sea or any other treatment provider that accepts Premera will inform you that the out-of-pocket cost of rehab varies between clients. Until you speak with the treatment provider you’re interested in, you won’t know for certain exactly what you may need to pay out-of-pocket. Once you speak with your desired rehab, therapist, or other clinical program, you’ll be able to understand exactly how much you may need to pay for rehab. However, a large amount of people need to pay little-to-nothing for rehab, or simply cover their deductibles and coinsurance.

If you are interested in rehab at Hotel California by the Sea, you can contact our admissions specialists.


Types of Addiction Treatment Covered By Premera

Premera of Washington health insurance typically covers the following forms treatments for their members:

  • Residential treatment.
  • Partial Hospitalization treatment.
  • Intensive Outpatient Treatment.
  • Outpatient treatment.
  • Individual Drug Counseling.
  • Individual therapies, such as cognitive behavioral therapy, dialectical behavioral therapy, and more.
  • Some forms of Medication-Assisted Treatment, or MAT.
  • Group therapies.
  • Trauma treatment, such as Eye-Movement Desensitization and Reprocessing Therapy (EMDR).
  • Various other forms of mental health care and substance abuse treatments.

Verifying Your Insurance Benefits With Premera

When trying to figure out how much of your addiction treatment will be covered, you’ll have a few options.

  • First, you can call your desired provider and have them run a verification of benefits on your behalf.
  • Second, you can call your insurance company and inquire on your behavioral health and substance abuse benefits, and ask for direction to rehabs and other treatment providers that accept your insurance plan.

Finding Treatment Facilities That Accept Premera

To find out where you may qualify for addiction coverage with Premera of Washington health insurance, be sure to either sign into Premera’s online member portal, call your insurance company, or contact Hotel California by the Sea’s admissions hotline for fast answers.

Hotel California by the Sea accepts most Premera of Washington insurance plans. However, our treatment model might not be right for everyone. If you call us and, after listening to your situation, feel as though our program model and treatment modalities might not fit your needs, we’ll happily refer you to another institution or health care provider that might suit your situation better.

At HCBTS, we help your loved one to get sober and recover from drug and alcohol abuse permanently. Hotel California by the Sea is here to help you, whether your recovery journey begins at our rehabilitation center or a different treatment provider.


Recovering from Substance Use Disorders at Hotel California by the Sea

Hotel California by the Sea offers men, women, and young adults a safe environment full of educated staff members and a loving, supportive community of other recovering addicts and alcoholics. Our program was designed to address the very specific needs of each person struggling with addiction and other co-occurring mental illnesses.

In the realm of addiction care, Hotel California by the Sea goes above and beyond to demonstrate to our patients and their loved ones that we are here to transform the lives of those we encounter.

We offer the following therapies at our treatment centers in California, Ohio, Washington, and Missouri:

Aside from universal addiction and mental health therapies offered at HCBTS locations’ as well as other healthcare providers, we also offer a few very targeted programs to specific populations struggling with substance abuse. Some HCBTS-exclusive rehab programs include our Career Resources Program, our Monthly Family Program, and our Transitional Living (sober living) homes.

If you or a loved one has a health plan through Premera of Washington and are in need of addiction care, start with Hotel California By the Sea. We don’t just help you get sober, but also help you maintain your sobriety, transform your personal and professional life, and develop the life skills and coping skills necessary to live joyously. At HCBTS, you’re our priority.

Call our admissions staff today to begin your verification of benefits process, or to have any pressing questions about your Premera health coverage answered. We can’t wait to speak with you.


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The road to recovery is full of uncertainty, leave your worries behind…
Our compassionate staff will answer all of your questions without any pressure. Learn about our evidence-based treatment, the ease of entering our program, and the benefits of getting help from a reputable addiction treatment facility like Hotel California by the Sea.

Every member of our admissions team has been where you are today – be sure to ask them about their journey!