Does Multiplan Health Insurance Cover Drug Rehab?
If you have insurance through Multiplan, your drug and alcohol rehab services at Hotel California by the Sea and other inpatient and outpatient treatment providers may be fully covered by your health insurance plan. Hotel California by the Sea works one-on-one with health insurance companies and third-party negotiators in the United States to help secure the best rates for our clients and their health insurance companies. Discover below how your insurance may cover drug and alcohol treatment, and how to find the proper treatment center that will fit your personal and financial needs.
Addiction can be difficult to overcome – we understand. Sometimes, finding the right treatment center can often feel dizzying as well. However, financing your treatment through health insurance or another means of payment doesn’t have to be hard. Hotel California will help you learn the ins-and-outs of paying for addiction treatment, whether through an outpatient provider, independent addiction counselor, inpatient residential rehab center, or detoxification center, and equip you with the knowledge you’ll need to get proper treatment for your addiction.
Knowing Multiplan helps their members cover their addiction treatment stay partially or fully makes it easier for their customers to find the perfect addiction treatment provider. Learn more below about Multiplan and how to pay for rehab centers and other behavioral health services.
What Is Multiplan Health Insurance?
Multiplan health insurance, based in New York, is not considered a traditional “health insurance” by definition. Instead, Multiplan acts as a middleman between health insurance companies and health care providers to negotiate prices with those in their network or out of their network. In turn, this network tends to increase coverage for members in its network.
Multiplan helps health insurance companies and health care providers, such as drug rehabs and therapists, agree upon a fair price. Luckily, this is not limited to traditional health care providers, but also mental health and addiction treatment providers.
Multiplan is a highly essential part of the payment process when it comes to receiving health insurance services. Having been around for over 35 years, Multiplan provides a solution to cost management and has about 900,000 health care providers under contract. Through multiplan, around 40 million claims are reduced every year. When someone obtains an insurance plan through one of the insurance payers that works with multiplan, their coverage is considered to belong to the MultiPlan network.
“MultiPlan’s team of experts helps healthcare payers manage the cost of care, improve their competitiveness and inspire positive change. By leveraging sophisticated technology, data analytics and a team rich with industry experience, we interpret clients’ needs and tailor innovative solutions that combine our payment integrity, healthcare networks and data analytics services.” – Multiplan US Website.
Pay For Rehab Through Multiplan
Multiplan tends to offer coverage to members through members’ primary insurance carriers for the following mental health and substance abuse treatment services, and more:
- Short-term residential treatment
- Long-term residential rehabilitation
- Partial Hospitalization programming
- Intensive outpatient programming (IOP)
- Outpatient programming (OP)
- Medication-Assisted Treatment (MAT)
- Outside substance abuse counseling
- Certain therapies, both in an outpatient and inpatient setting
Will I Need To Pay Additional Out-of-Pocket Costs For Rehab?
There is no saying for certain how much you’ll need to pay for rehab out-of-pocket. You may need to pay nothing, or you may need to pay a certain part of your deductible, coinsurance, or other plan-related fees.
It’s crucial to speak to your insurance provider and the rehab you wish to go to so that you can figure out your financial responsibilities ahead of time.
Getting Treatment Through Multiplan
Multiplan covers the costs of multiple types of treatments for substance abuse issues and co-occurring disorders. Through Multiplan, members have various treatment options. “Treatment” for substance abuse is a broad term – one that could refer to inpatient treatment, outpatient treatment, and much more. Most clients that are physically addicted to drugs and alcohol that seek treatment, however, tend to start with detoxification, or the process of ridding their bodies of any external substances that they have abused in the past.
The point of treatment is to not just help people recover from their substance abuse issues and co-occurring mental health conditions, but also help integrate them into daily life as recovered individuals.
Detoxification in a medical detox center ensures that clients will safely rid their substance of choice from their system, and often suffer from far less intense withdrawal symptoms. Many people tend to relapse during their detoxification process, considering that it can be extremely uncomfortable and dangerous. Detox in a safe and secure facility, such as Hotel California by the Sea’s detox centers in Bellevue, WA and Newport Beach, CA, can also help prevent people from relapsing.
Inpatient rehabilitation can help people stay sober from drugs and alcohol and provide a safe and supportive environment,
We offer the following (and typically insurance-covered) therapies at our treatment centers in California, Ohio, Washington, and Missouri:
- Cognitive behavioral therapy (CBT).
- Dialectical behavioral therapy (DBT).
- Eye Movement Desensitization and Reprocessing Therapy (EMDR).
- Group therapy.
- 12-step meetings (such as Alcoholics Anonymous, Narcotics Anonymous, and more).
- Family and marriage counseling.
- Support groups.
At Hotel California by the Sea, we also offer many specialized programs that help our clients achieve their professional and personal goals. For example, we offer a monthly Family Program at our rehab center in California that helps our clients reconnect with their loved ones, repair past hurts, and receive education as a family unit on the disease of addiction and how it may affect each family member.
Additionally, Hotel California by the Sea also offers a Career Resource Program – something entirely exclusive to our community. The Career Resource Program helps prepare clients for life outside of rehabilitation (inpatient or outpatient) and is available to current clients and alumni. Recovery isn’t just about not using drugs or alcohol – it’s also about creating a well-rounded life full of activities you enjoy, financial freedom, and valuable relationships!
Finding Treatment That Accepts Multiplan
Finding a treatment that accepts your insurance plan doesn’t need to be hard. In fact, you have multiple options to figure out how to get coverage for the treatment of your mental health disorder, as well as how to pay for that treatment.
Verifying Your Insurance Benefits With Multiplan
The most important step to finding out whether or not your insurance will be accepted at a particular treatment program or treatment facility involves a strong and thorough verification of benefits on part of an admissions specialist. If you’re wondering how to verify your insurance benefits, you can fill out our 60-second VOB form or call one of our team members at Hotel California by the Sea will help you understand what your specific benefits and financial responsibilities will be.
Mental health treatment is worth the time. In fact, at Hotel California by the Sea, we consider rehabilitation to be one of the most life-changing experiences of our clients’ lives. Don’t wait – call us today.
Request a Call
The road to recovery is full of uncertainty, leave your worries behind…
Our compassionate staff will answer all of your questions without any pressure. Learn about our evidence-based treatment, the ease of entering our program, and the benefits of getting help from a reputable addiction treatment facility like Hotel California by the Sea.
Every member of our admissions team has been where you are today – be sure to ask them about their journey!